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SETTLING YOUR TRUCK ACCIDENT CLAIM YOURSELF
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Handling a property damage and/or personal injury claim yourself is a simple and routine procedure for ordinary truckers to process on their own ! The vast majority of claims require no specialized expertise which allows one to successfully settle it.
The following are five characteristics which makes them easy for one to undertake without handing their case to a lawyer:
#1. The vast majority of them are “Ordinary” in character.
#2. By and large they don’t involve serious injuries.
#3. More often than not (in comparison to the 10 to 15 percent that do) their are relatively low financial stakes and also minor economic losses involved.
#4. They’re processed by the insurance company (who will ultimately be responsible for a payment to be made) in a highly routine, assembly-line format.
#5. Both parties are ordinary citizens (rather than institutions) and demand no specific expertise to undertake.
There are thousands of laypersons who are under the impression that when they gave their case to a lawyer that the large “Contingency Fee” (which the attorney will eventually take) is in exchange for a guarantee of SKILLED and PROFESSIONAL representation. Too often they suddenly learn differently (but by then it’s to late) because by the time that realization arrives they’ve already been taken to the cleaners!
Most of us believe that lawyers have passed rigorous examination, so we assume that when it comes to the proper execution of legal documents and knowledge of the law, that surely they know what they’re doing. But, “How To” properly handle and investigate a client’s motor vehicle accident case, is not a skill learned in law school. Most lawyers don’t have it - - nor do they take the time to develop them.
It’s not for his great knowledge of the law, or his great expertise in courtroom skills, that an attorney can be effective in securing for his client the best possible settlement in their motor vehicle accident cases. Rather it’s possessing the skills and ability to make patient, painstaking investigations, to gather information and document a claim. But, here’s the problem: The vast majority of lawyers lack those essential attributes so as to position themselves to correctly process a clients motor vehicle accident claim.
QUESTION: “How can Dan Baldyga be so sure about what he’s written regarding the above?” ANSWER: “Because Dan was an Insurance Claims Adjuster, Supervisor, Manager and Trial Assistant. He observed all of that come to pass - - for over 35 years!”
FURTHER INFORMATION ON THE SUBJECT OF LEGAL FEES: The Rand Corporation for Civil Justice in Santa Monica, California found that accident victims who filed claims in Federal and State courts in the United States were awarded $21 to $25 billion of the $29 to $36 billion in total national expenditure made on all tort lawsuits in 1985. (Just imagine how much that figure has increased , over the 20 years, since then!).
HOWEVER - - AND USING THOSE SAME STATISTICS - - THE FOLLOWING WAS ALSO TRUE: After deducting the lawyer’s fees on all tort lawsuits in that same year, the victims wound up going home with a “Net” compensation of approximately $14 to $15 billion. These figures proved that the injured party received 56% of that figure, while the “Litigation System” got the rest = 44%! The combined lawyers fees alone constituted a whopping $11 to $13 billion dollars of the amount paid!
So, you may ask: "Does the average claimant need a lawyer (who more often than not knows little or nothing about the How To settle a motor vehicle accident claim"? The answer to that one is clear and simple, " No, they don‘t!
WHY? Because rather than resisting a payment the adjuster only wants the claim to be supported by documentation. Proof that will provide him and his superiors, in the Home Office (via the evidence of value received) which has been nailed down with Medical Bills, Lost Wage Letters, and similar documents. You don’t need a lawyer to obtain these for you because you can get these yourself. So, don’t believe the legal fraternity’s typical mumbo-jumbo con-job regarding, “My expertise when dealing with the Insurance Company”.
"And why not", you ask? The answer to that one is very simple: "Because when presented with these the adjuster will become a willing buyer, whether your have a lawyer representing you or not"!
DISCLAIMER: The only purpose of this article "SETTLING YOUR TRUCK ACCIDENT CLAIM YOURSELF" is to help people understand the motor vehicle accident process. Dan Baldyga, Scott Elgin, Nor TruckInfo.net make any guarantee whatsoever; NOR do they purport to engage in rendering any professional or legal service, NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is the INDIVIDUAL’S RESPONSIBILITY to obtain such services.
Dan Baldyga’s third and latest book AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) can be found on the internet at http://www.caraccidentclaims.com or http://www.autoaccidentclaims.com. This book explains, in simple language, “How To” handle your truck property damages and/or your personal injury claim so you won’t be taken advantage of. It also contains BASE (The Baldyga Auto Accident Settlement Evaluation Formula). THE BASE FORMULA will explain how to determine the value of the “Pain and Suffering” you endured - - because of your accident injury.
Copyright (c) 2005 By Daniel G. Baldyga. All Rights Reserved
Dan Baldyga - Author
dbpaw@comcast.net
AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM
(How To Evaluate And Settle Your Loss)
http://www.autoaccidentclaims.com
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