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Accident and Impact Facts Update
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Three years ago it was reported there were “An estimated” six million, three hundred and fifteen thousand motor vehicle accident’s in the United States. That comes to about 173,000 per day! And the truck accidents were right in there with them.
Two years ago an average of 120 people died every day in motor vehicle crashes in the United States.BELOW ARE 8 VERY INTERESTING 2003 ACCIDENT “RESULTS”
#1. Motor vehicle accidents were the top third causes of Safety & Health Incidents in the United States. And again, that includes trucks!
#2. 86% of the (above) “Reported Accidents” involved only one driver. (I state “Reported” because - - many were not)!
#3. 1/3 of them took place when drivers lost control of the vehicle and left the road.
#4. HERE’S A NEW ONE! IT’S A “BIGGIE”! AND (AS OF TODAY - - RIGHT NOW - - HERE IN 2005) IT’S JUST BEGINNING:
Hand held (or even hands-free) cell phones have begun to bring significant “PROBLEMS” to all driver's performances. (It’s not yet known exactly how many of these “Problems” caused an accident. However, there's no doubt that operating a cell phone is far too dangerous while driving - - especially if you're behind the wheel of a truck!
It's a proven fact that truck drivers who use headsets to talk on cell phones, hands-free behind the wheel, take significantly longer to detect problems and correctly react to them while driving.
#5. In 2003, all motor vehicle accidents medical costs exceeded 2 Billion dollars! That's about 20% of medical costs attributed to all injuries.
#6. As of April 7th, 2004, it was determined that throughout the world more than one million people die each year because of transportation-related accident. (In America today over 5 people die every day, because of a truck or car accident, crash)!
#7. Between 1992 and 2001, 13,337 people died from work-related motor vehicle accidents. The highest number of fatal-work related crashes took place in the transportation communications and public utilities industry = 4.64 deaths per 100,000 employees.
#8. In a 2003 study it was discovered that more people die in motor vehicle crashes than any other cause of injury!
THE FOLLOWING ARE A FIVE VERY IMPORTANT QUESTIONS
YOU SHOULD ASK YOUR INSURANCE AGENT - - IF HE'S "LEGIT" HE'LL TELL YOU
“Why should I check these out via my Insurance Agent” ? You ask. The answer to that one is, “Because the Company that covers you, via your Truck Insurance Coverage, will not.”
!#1. “Should it be decided your truck is a Total Loss how does the company, you have me insured by, determine the value of my vehicle”?
#2. “Am I entitled to payment for sales tax and registration fees for a new truck”? (As of 2005 there are many states that do so don’t let this slip out of sight because you may live and be registered in one that does).
#3. “In some states people are entitled to what is described, or identified, as diminished value. Is that true of ours"?
#4. Ask your agent, “What does it mean to ‘Stack’ your coverage? Are you doing that“? If he isn’t than ask him, “ If not how much money could I save or lose if you did that for me on my truck”?
#5. If you're about to make a claim ask him, “If I make this claim would that increase my rates”? Perhaps, because of the impact it would have on your pocket book (today, tomorrow and/or down the pike) you shouldn't!
DISCLAIMER: The only purpose of this article “SEVERAL UP-TO-DATE TRUCK ACCIDENT FACTS" is to help truckers understand the accident claim process. Neither Dan Baldyga, Scott Elgin nor TRUCKINFO.NET make any guarantee of any kind whatsoever; NOR do they purport to engage in rendering any legal service; NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is THE INDIVIDUALS RESPONSIBILITY to obtain said services.
Dan Baldyga’s third and latest book AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) can be found on the Internet at http://www.caraccidentclaims.com or http://www.autoaccidentclaims.com. This book reveals “How To” successfully handle your motor vehicle accident claim so you won’t be taking advantage of. It goes into detail regarding BASE (The Baldyga Auto Accident Settlement Evaluation Formula). THE BASE FORMULA explains how to determine the value of the “Pain and Suffering” you endured - - because of your personal injury!
Copyright (c) 2005 By Daniel G. Baldyga. All Rights Reserved
Dan Baldyga - Author
dbpaw@comcast.net
AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM
(How To Evaluate And Settle Your Loss)
http://www.autoaccidentclaims.com
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